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News feed

Banking with Artificial Intelligence

With the advent of Chatbots, personal assistants and robo-advisors, it may not be too hard to imagine that the next wave of technology could revolutionize the traditional style of banking.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Intesa Sanpaolo invests in SME lender iwoca

Intesa Sanpaolo has made an undisclosed investment in SME lending platform iwoca.Launched in 2012 to fill the SME funding gap left by incumbent banks, iwoca has since lent over £200 million across 28,000 transactions, supporting over 10,000 businesses across the UK, Poland, Spain and Germany.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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The way we bank is radically changing, too

Chris Skinner provides a short summary of a recent paper on how we bank in the UK, which shows a significant rise in mobile banking apps and services.

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Payroll will move to mobile, according to consumers

The majority of consumers believe that future payments between consumers and corporations will be exchanged via mobile app, according to a survey released recently by B2B invoicing and payments provider Viewpost.

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Mobiles 'fast replacing' bank branch visits

Typical consumers will visit a bank branch four times a year by 2022, turning instead to their mobile phones for services, according to forecasts. At present, people visit seven times a year on average, industry analysts CACI have said.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Regulators want fintech innovation too

Jeffrey Bandman, former CFTC commissioner, and Hans Morris, of NYCA, talk about partnering with regulators as the path forward for fintechs.
This news is provided by the Innovation Center of Intesa Sanpaolo.

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Trends, changes and shifts in digital payments

As online commerce grows and consumers continue adopting digital payments, more merchants and consumers are also turning away from cash. Check out the detailed findings of the survey carried out by American Express about digital payments trends and online shopping habits.

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The future of banking depends on open banking APIs

Open Banking enables third parties to develop new products and services through use of APIs. By working together and taking advantage of APIs, banks and fintech firms can leverage their complementary strengths, enhancing the customer experience much more than either entity could do on its own.

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